If you’re living in Mexico (or thinking about it), there’s a moment that hits most expats: What happens if something medical pops up and I’m not ready? It’s not about being dramatic—it’s about being smart. And I’m here to make “smart” easy.
I’m Sheri from Mexico Medical Members (MMM). My job—my obsession, really—is making health care in Mexico clear, caring, and doable. Every week I talk to people who are loving their life here, but who also know that a sprained ankle, a stubborn infection, or a real emergency can flip a great day upside down. The fix? Have a plan before you need it.
Today I want to lay out your three simple options, and—spoiler alert—the best option for most expats is a combo.
Option 1: Medical Concierge (aka: a real person in your corner)
This is what MMM was born to do. When something happens, you need more than Google. You need a human who knows the system, the language, and the right door to knock on.
With MMM concierge, you get:
- Navigation: Where to go (clinic vs. hospital), who to see, and how to get in fast.
- Advocacy: Someone to speak up for you, translate, and make sure you understand your options.
- Coordination: Appointments, records, referrals, follow-ups—without you chasing paper or waiting on hold.
- Calm: When you’re not feeling well, calm is priceless.
Start here: mexicomedicalmembers.com.mx
Option 2: Expat Insurance (aka: protect your wallet, too)
Here’s the uncomfortable truth: paying out of pocket for emergency care in Mexico can still be a shock. Even if you’re healthy, emergency coverage is worth it. That’s why I’ve been negotiating with Mexican insurers to make options friendlier and more affordable for our community.
Read what’s coming for members:
Insurance in Mexico just got a whole lot friendlier (and more affordable)
Good insurance doesn’t eliminate your stress, but it prevents a financial crisis while we focus on your care plan.
Option 3: The Power Combo — Concierge + Insurance
This is where you sleep the best at night.
- Insurance keeps big bills from becoming a disaster.
- MMM concierge keeps you from getting lost in the process.
When something happens, you message me and we jump into action—where to go, who’s on call, what’s covered, what to sign (and what not to sign). If you’ve ever tried to manage an urgent situation in a second language, you already know why this matters.
“Sheri, how do I choose?”
Let’s keep it simple:
Pick Concierge if…
- You live in Mexico full- or part-time.
- You want a human safety net—fast answers, real support, clear next steps.
Pick Insurance if…
- You want peace of mind for emergencies and serious events.
- You don’t want a surprise bill to derail your plans.
Pick both if…
You want the complete safety net: support + coverage. That’s the MMM sweet spot.
What your plan might look like (realistic scenarios)
1) The “Uh-oh.”
You wake with pain you can’t ignore. You message MMM. We guide you to the right facility (not all ERs are created equal), alert the team, and—if you have insurance—make sure you know what’s covered before you sign anything.
2) The “I think I need a specialist.”
We help you land the right appointment, prep your questions in plain English, and handle records and follow-ups so you don’t fall through the cracks.
3) The “I’m fine—but I want a plan.”
Perfect. We set up your personal emergency plan: preferred hospitals near you, numbers saved in your phone, insurance details (or a quote path), meds list, and “who to call” notes. Less panic. More action.
Why MMM? (besides the tacos)
Because service is our core. You’re not buying a card in your wallet—you’re getting a team. Here’s how we work:
- We translate the system: What’s IMSS? When should you choose private care? What’s reasonable to pay?
- We connect you to people we trust: Doctors and hospitals that treat our members well.
- We customize to your life: Snowbird? Digital nomad? Retiree? Family in tow? Your plan fits you.
- We keep it human: Health is personal. You deserve more than a call center.
Explore or join: mexicomedicalmembers.com.mx
FAQs I get all the time
Will MMM tell me which insurance to buy?
We’ll help you compare and connect you with options that make sense for expats in Mexico—then you decide. Start here:
Insurance in Mexico just got a whole lot friendlier—and more affordable
Can MMM help if I don’t have insurance yet?
Yes. We guide you on care today, and we’ll help you line up coverage for tomorrow.
What if I’m not in a big city?
We work nationwide. We’ll map the closest quality options and create your local plan.
Your next three moves (30 minutes, tops)
- Save our number in your phone and message us “PLAN” so we can build your personal emergency plan.
- Decide: concierge, insurance, or both. If you’re unsure, we’ll walk you through it.
- Tell a friend. If you’ve got expat buddies in Mexico, they need a plan too. Share this post and help them avoid a future mess.
Living in Mexico should feel freeing, not fragile. With the right plan, you can go back to loving your mornings, your sunsets, and—yes—your tacos. I’ve got your back.
—Sheri
Mexico Medical Members • mexicomedicalmembers.com.mx